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Who Pays For Car Accident Compensation In Maryland?

Put our legal team to work for you

Being involved in a car accident is a frightening experience that can change your life. In seconds, you can sustain a serious injury that requires expensive medical treatment. As your medical expenses continue to rise, you are unable to return to work and are losing income. You deserve compensation for what happened to you. But getting the money you need can be difficult.

You need an experienced Baltimore car accident lawyer who knows how to fight insurance companies and win. The attorneys at Slocumb Law Firm have gone up against insurance companies many times and have a record of getting results. We can help you cut through the confusion and get you the compensation you deserve for your accident.

Maryland is a "fault" insurance state

This means that the driver who was at fault for the accident is also responsible for paying the damages from it. Every driver in Maryland is required to carry car insurance. Each policy must have minimum liability limits:

  • $30,000 for the injury or death of a single person
  • $60,000 for the injury or death of multiple people in an accident
  • $15,000 for property damage
  • $30,000 per person/$60,000 per accident for bodily injury caused by an uninsured or underinsured motorist
  • $15,000 for property damage caused by an uninsured or underinsured motorist.
  • $2,500 personal injury protection (or a limited PIP option).

A serious car accident can easily cause damages that exceed these amounts, so getting insurance with higher limits helps protect you. Adding optional types of coverage can help you pay other costs. For example, collision coverage can help pay for the costs of repairing or replacing your car.

Your options for recovering compensation

You've been hurt in a car accident, and you are seeking compensation. But how do you go about getting it? You have three options.

File a claim with your insurance company.

Your medical expenses for treatment and rehabilitation, and partial lost wages, will be covered up to the limits on your policy. You may be able to seek damages above that amount using one of the other options.

File a claim with the at-fault driver's insurance company.

By law, the at-fault driver-represented by the insurance company-is responsible for paying your damages. But the insurance company does not want to pay you the full amount you are owed. In fact, they want to pay as little as possible. An experienced attorney can negotiate a favorable settlement.

File a lawsuit against the at-fault driver.

The statute of limitations for filing a lawsuit is 3 years from the date of the accident. The insurance company will represent the other driver, and you can expect that they will try to put some of the blame for the accident on you. Under Maryland's contributory negligence rules, if you are found to be even partially responsible for causing the accident, you won't be able to recover any damages. Our attorneys know how to build a strong case that proves the other driver was solely at fault.

If you've been injured in a car accident in Maryland, don't take chances. Take action. Put the power of Slocumb Law Firm to work for you. Our legal team is dedicated to getting you the compensation you deserve, and nothing less. Call 202-737-4141 for a free consultation.

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Mike Slocumb Law Firm

Auburn, AL Office
Auburn, AL Office
145 E. Magnolia Ave.
Suite 201
Auburn, AL 36830
(334) 741-4110
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401 E. Pratt Street #1222
Baltimore, MD 21202
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Troy, MI 48084
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