Motorcycle accidents routinely cause serious injuries to motorcycle riders and are also the cause of a significant number of fatalities. When a crash happens, whether it is deadly or not, the costs of care after the accident can be astronomical due to the severity of resulting injuries.
Motorcycle Accidents Can Necessitate Costly Care
Recently, Capital Gazette reported on a motorcycle accident that left one person dead and two people injured.
The incident occurred at approximately 8:25 PM. A motorcycle was traveling north and attempted to pass a Chevrolet Cruz. The motorcycle and the vehicle collided as the motorcycle was passing the vehicle. The motorcycle was forced off the road, and the motorcycle driver and female passenger were thrown off the bike.
The 29-year-old passenger was pronounced dead at the scene of the accident. The 36-year-old driver of the motorcycle had to be airlifted to the University of Maryland Shock Trauma Center in Baltimore. His injuries were described as "critical."
Critical injuries can be expensive to treat under any circumstances, but costs may be especially astronomical in situations like this when an accident victim has to be airlifted to the hospital. NPR reported the cost of an air ambulance is generally very substantial, and also indicated health insurance either does not pay for this type of emergency transportation or pays only a very small amount for this type of transportation.
Depending upon whether motorcycle accident victims have health insurance cover or not, they may also have to pay out-of-pocket for other types of medical care they receive. Even for patients with good insurance, co-pays and costs not covered by a health insurance provider can total thousands of dollars.
These damages often occur at a time when the victim is forced to miss work in order to recover from their injuries. If the victim passes away after receiving medical treatment, the costs are left to the estate and the family of the victim may be left with nothing. This can be a substantial hardship if the family breadwinner is killed.
In situations where financial losses are incurred due to motorcycle accidents that are not the victim's fault, the laws protect victims and their families from these financial losses.
Those who have been harmed can recover compensation for medical costs, as well as for other economic and non-financial losses resulting from the crash. The insurer of a driver responsible for causing the motorcycle accident can end up paying for the losses which occurred as a direct result of driver negligence.
If the accident is caused by the motorcycle driver, as early reports indicate this recent crash may have been, any passengers of the driver (or their families) could potentially pursue a case against the man or woman driving the motorcycle.