When someone is physically or emotionally injured, or their personal property is damaged, it is considered to be a "personal injury."
If you've been hurt or your property has been damaged, there are laws that cover personal injury that allow you to collect money for someone else's carelessness, negligence, recklessness, or intentional actions. Personal injury law is also called "tort" law.
When someone has caused harm to you or your property, they are liable—or responsible—for compensating you for the damages.
Liability can be a result of:
Once a personal injury has occurred, the person or party who has caused the suffering (the defendant) has the responsibility to compensate you for your loss. "Damages" is the term for whatever is owed to you to because of the injury. There are a few different types of damages.
You and the person who hurt you can agree upon damages through insurance settlements or by other means. But often, you will not fully get everything that is rightfully owed to you. Insurance companies won't pay you back for the time you have lost from work, your medical bills, and the pain and suffering you have endured because of another person's wrong doing. When you work with a personal injury lawyer, like Slocumb Law Firm, you get what is owed to you.
Note: Most personal injury cases are covered by a statute of limitations, which means that you only have a certain period of time in which you can file a lawsuit.