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Who Pays For Car Accident Compensation In Washington, DC?

You need an experienced lawyer ready to fight for you

Washington, DC is a busy city with lots of traffic, and car accidents are common. A car accident can change your life in seconds. You can be seriously injured, and it may take you weeks or months to recover. Your medical expenses can add up quickly. And you may lose income while you are out of work. You should be compensated. But how do you get it?

That's where we come in. The experienced car accident attorneys at Slocumb Law Firm know the laws in DC. We know how to deal with insurance companies to get you the compensation you deserve. And we have the resources you need to get results.

Washington, DC uses a "no-fault" insurance system

In short, this means if you are involved in a car accident, your own insurance company pays your damages, no matter who caused the accident. Every driver in Washington, DC is required to buy car insurance. Each policy must have minimum liability damages of:

  • $25,000 for bodily injury to a single person
  • $50,000 total for all injuries in a single accident
  • $10,000 for property damage
  • $25,000 per person/$50,000 per accident for bodily injury caused by an uninsured motorist
  • $5,000 for property damage caused by an uninsured motorist.

A serious accident can cause damages that are greater than these amounts. Getting insurance with higher limits can provide more financial protection. You may also want to consider adding optional coverage to your policy. For example, underinsured motorist coverage can help pay the costs of damages caused by a driver who does not have enough insurance. And collision coverage can pay for the costs of repairing or replacing your car.

Recovering compensation in DC

If you were involved in a car accident in the District of Columbia, you have a decision to make about seeking compensation. Your options are:

  • File a claim with your own insurance company. "No fault" insurance can help you pay for medical and rehabilitation expenses, as well as lost wages. But it does not pay for other damages, such as pain and suffering, disfigurement and disability.
  • File a lawsuit against the driver responsible for the accident. A lawsuit must be filed within 3 years of the date of the accident. Also, as Washington, DC follows a contributory negligence rule, the other driver must be found 100 percent responsible for causing the accident. If you are found even partially responsible, you are not able to recover damages.

In most cases, car accident victims must choose to file a claim through the insurance company or file a lawsuit-they can't do both. (There are some exceptions.) In Washington, DC, this decision must be made within 60 days of the car accident.

When you've been injured in a DC car accident, there is a lot to think about. The laws can be confusing and you may not be sure what to do next. Put Slocumb Law Firm on your side. We can go over your compensation options so you can make an informed decision about how to proceed. Then we'll fight for you until we get results. Call 202-737-4141 for a free consultation.

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Mike Slocumb Law Firm

Auburn, AL Office
Auburn, AL Office
145 E. Magnolia Ave.
Suite 201
Auburn, AL 36830
(334) 741-4110
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Mobile, AL 36609
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777 6th Street, NW
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Baltimore, MD 21202
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Troy, MI 48084
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