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Business Interruption Insurance Claim Lawyers Who Fight For You

Our law firm can investigate your claim and demand compensation you deserve

Business interruption insurance claims should be straightforward. If your business is closed – whether it’s due to a natural disaster, a government-mandated shutdown or another reason – you should receive financial compensation for loss of business income and to pay for your business expenses, if you have this insurance coverage.

Unfortunately, many business interruption insurance claims often turn out be far more complicated than most people expect. In many cases, legitimate claims are denied by insurance companies. Suddenly, you might not have the money you need to pay your bills. If you don’t act fast, the future of your business could be in jeopardy.

That’s where we come in. Our experienced business interruption insurance claims attorneys at the Mike Slocumb Law Firm can fight for the financial compensation your business deserves. We understand how the legal system works. We know how to handle these claims. We thoroughly understand the laws governing business interruption insurance claims. Our law firm has offices in Alabama, Mississippi, West Virginia, Colorado, Maryland and Washington, D.C.

What are common reasons for filing a business interruption claim?

Unexpected things can happen. That’s why many business owners have business interruption insurance. This type of insurance coverage provides compensation for businesses that are closed for an extended period of time. Some of the most common reasons why businesses file business interruption claims include:

  • Fires
  • Natural disasters (floods, tornados, etc.)
  • Government-mandated shutdowns (including closure of non-essential businesses during the Coronavirus (COVID-19) pandemic)

These are just some of the most common reasons why you may need to file a business interruption claim. There are many other reasons why. That’s why it’s important that you talk with a business interruption claim attorney who knows the law and understands what to do.

What do business interruption insurance claims cover?

Business interruption claims are designed to cover a wide range of business expenses, including:

  • Loss of business income
  • Rent
  • Electric or other utility bills
  • Telephone bill
  • Heating costs
  • Payroll taxes

In order to accurately calculate your business interruption claim, most insurance companies add together three different expenses normally affected by an extended business closure:

  • Continuing expenses
  • Net income
  • Additional extra expenses

Added together, these three figures are commonly referred to as a “business interruption loss.” Insurance companies carefully calculate this figure but there can often be dramatic differences between the business interruption loss figure calculated by an insurance company and the amount you believe your business rightfully deserves. Our law firm can help you set the record straight and demand the money you rightfully deserve.

Reasons why business interruption insurance claims are denied

There’s often a lot of money at stake when it comes to business interruption insurance claims. That’s why it’s common to encounter obstacles to obtaining the money you rightfully deserve. Some of the reasons why insurance companies deny business interruption insurance claims include:

  • The insurance company disputes the reason why your business is closed.
  • The insurance company claims your business is closed for another, unrelated, reason.
  • The insurance company disagrees on the amount of money you are entitled to for your business interruption loss.

Many business interruption claims have been denied during the recent Coronavirus (COVID 19) pandemic. As a result, the U.S. Congress is considering creating a compensation fund specifically for businesses forced to shut down due to stay-at-home orders whose business interruption claims have been denied.

Whatever the situation involving your business interruption claim, we want to help your business demand the money you deserve for loss of business income and business-related expenses.

You have rights. We can fight for them. Contact our law firm right now today.

The stakes are often very high when it comes to business interruption claims. If your claim is wrongfully denied, the future of your business could be in jeopardy. Demand the money your business deserves. Contact the Mike Slocumb Law Firm and schedule your free case evaluation with a business interruption insurance claim attorney who will fight for you.

Contact Us

Mike Slocumb Law Firm

Auburn, AL Office
Auburn, AL Office
145 E. Magnolia Ave.
Suite 201
Auburn, AL 36830
(334) 741-4110
Mobile, AL Office
Mobile, AL Office
61 St. Joseph Street
Suite 902
Mobile, AL 36602
(251) 230-7595
Birmingham, AL Office
Birmingham, AL Office
2 20th Street N.
Suite 1320
Birmingham, AL 35203
(205) 951-9750
Washington, DC Office
Washington, DC Office
1225 I St NW
Suite 550A
Washington, DC 20005
(202) 737-4141
Baltimore, MD Office
Baltimore, MD Office
401 E. Pratt Street
Suite 444
Baltimore, MD 21202
(443) 220-0049
Jackson, MS Office
Jackson, MS Office
401 East Capitol Street
Suite 310
Jackson, MS 39201
(769) 230-0911
Charleston, WV Office
Charleston, WV Office
300 Capitol Street
11th Floor
Charleston, WV 25301
(304) 721-4884
Denver, CO Office
Denver, CO Office
1127 Auraria Parkway
Suite 204
Denver, CO 80204
(303) 558-5858
Dallas, TX Office
Dallas, TX Office
1910 Pacific Avenue
Suite 15700
Dallas, TX 75201
(469) 270-8585
Houston, TX Office
Houston, TX Office
550 Post Oak Boulevard
Suite 370
Houston, TX 77027
(281) 306-2488
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Free Case Consultation