Need Help?
Contact Us Now

866-289-9291

Who will pay me compensation for the damages accrued from my car accident?

Car accident compensation

A car wreck caused by someone else's negligence can occur without warning and be a life-changing event. You may have sustained injuries that require months of expensive medical treatment. On top of that, you may not be able to work and earn a paycheck. The good news is, you may be able to recover all of your crash-related losses, both economic and non-economic. Getting compensation is often a confusing and complicated process, however.

Insurance companies will pay you as little as possible if they have the opportunity to do so, but they are responsible for compensating you for your losses. To maximize your chances of being compensated for every penny owed to you, it's critical that you consult with an experienced car accident attorney who knows how insurance companies work.

How fault and compensation are determined after a car wreck

In "at-fault" car insurance states, the party who is at fault for a crash is deemed responsible for paying the damages. Drivers in these states are typically required to purchase car insurance policies with minimum liability limits. These limits vary from state to state, but pay for death or bodily injury of one or more persons, as well as property damage.

In at-fault states, fault must be proven in order to recover damages. This may be accomplished through an in-depth investigation. Insurance companies often deny car accident claims if there isn't enough solid evidence that a crash was caused by negligence. Your attorney may be able to prove fault by gathering these key pieces of evidence:

  • Pictures from the crash scene
  • Surveillance camera or dashcam footage (if available)
  • A copy of the police report
  • Documentation of your medical evaluation
  • Subpoena of cellphone and electronic records
  • Evidence from the other driver's social media accounts
  • Statements made by witnesses

What if I live in a "no-fault" state?

Most states are at-fault states. "No-fault" states include Florida, Michigan, New Jersey, New York, Pennsylvania, Hawaii, Kansas, Kentucky, Massachusetts, Minnesota, North Dakota and Utah.

In most no-fault states, drivers are required to purchase personal injury protection (PIP) coverage. PIP covers medical expenses, but coverage limits vary from state to state. It covers policyholders and passengers, even if they don't carry health insurance.

In no-fault states, a driver who is responsible for causing a crash can still be compensated for medical expenses. In addition, it also covers lost wages and funeral costs associated with a crash. If the damages accrued in a crash exceed the threshold of PIP coverage, drivers can sue for additional damages. This may also include non-economic damages, such as pain and suffering.

How to pursue compensation after a crash

In order to pursue a successful car accident claim, it's critical that you first see a doctor and get a full medical evaluation and diagnosis. Insurance companies often capitalize on the opportunity to downplay your claim. If you delay seeing a doctor, they may argue that your injuries are exaggerated. You should then speak to an experienced car accident attorney who can investigate your crash and negotiate for a fair financial settlement.

Contact The Mike Slocumb Law Firm and schedule your free case evaluation. We have law offices in Alabama, Maryland, Colorado, Mississippi, Texas, West Virginia, and the District of Columbia.

Categories: Posts
Contact Us

Mike Slocumb Law Firm

Auburn, AL Office
Auburn, AL Office
145 E. Magnolia Ave.
Suite 201
Auburn, AL 36830
(334) 741-4110
Directions
Mobile, AL Office
Mobile, AL Office
61 St. Joseph Street
Suite 902
Mobile, AL 36602
(251) 230-7595
Directions
Birmingham, AL Office
Birmingham, AL Office
2 20th Street N.
Suite 1320
Birmingham, AL 35203
(205) 951-9750
Directions
Washington, DC Office
Washington, DC Office
1225 I St NW
Suite 550A
Washington, DC 20005
(202) 737-4141
Directions
Baltimore, MD Office
Baltimore, MD Office
401 E. Pratt Street
Suite 444
Baltimore, MD 21202
(443) 220-0049
Directions
Jackson, MS Office
Jackson, MS Office
401 East Capitol Street
Suite 310
Jackson, MS 39201
(769) 230-0911
Directions
Charleston, WV Office
Charleston, WV Office
300 Capitol Street
11th Floor
Charleston, WV 25301
(304) 721-4884
Directions
Denver, CO Office
Denver, CO Office
1127 Auraria Parkway
Suite 204
Denver, CO 80204
(303) 558-5858
Directions
Dallas, TX Office
Dallas, TX Office
1910 Pacific Avenue
Suite 15700
Dallas, TX 75201
(469) 270-8585
Directions
Houston, TX Office
Houston, TX Office
550 Post Oak Boulevard
Suite 370
Houston, TX 77027
(281) 306-2488
Directions
Free CaseConsultation
Free Case Consultation