Corpus Christi, TX Rideshare Accident Lawyer

After an Uber or Lyft crash in Corpus Christi, the driver’s app status at the moment of impact decides which insurance pays. Our Corpus Christi personal injury lawyers pin down which coverage period applies and pursue the policy that matches it.

Speak with a lawyer before you give a recorded statement to any insurance company or sign a release. Texas sets a strict deadline to file a personal injury lawsuit. Call (888) 302-3669 for a free consultation.

Rideshare passenger getting into the back seat of a car.

Which Insurance Policy Pays for My Crash?

Under Texas insurance law, every Uber and Lyft claim falls into one of three coverage periods.

What If the App Was Off?

State-required rideshare coverage does not apply. Your claim generally goes through the driver’s personal auto policy, which may carry only the state’s minimum liability limits.

What If the Driver Was Logged In and Waiting?

Texas law requires rideshare liability coverage, but the minimum limits in this period are much lower than during an active ride.

What If the Driver Had Accepted a Ride?

From the moment a driver accepts a ride request until the last passenger exits, Texas law requires substantially higher liability coverage. During a claim investigation, the rideshare company and its insurer must share records showing when the driver logged on and off around the time of the crash.

Where Do Rideshare Crashes Happen Around Town?

Rideshare drivers use the same major corridors as everyone else:

  • US 181, which crosses the new Harbor Bridge over the Corpus Christi Ship Channel and connects downtown with North Beach and Portland. The bridge opened to traffic in June 2025.
  • I-37, which ends in downtown Corpus Christi.
  • South Padre Island Drive (SH 358), which passes Corpus Christi Medical Center Bay Area.
  • The Crosstown Expressway (SH 286), which connects I-37 and SPID and has an exit at Baldwin Boulevard near Del Mar College’s Heritage Campus.
  • Ocean Drive, which passes Cole Park.

If no rideshare driver was involved, our Corpus Christi car accident lawyers handle crashes on these same roads.

What Changes When You File in Nueces County?

Texas regulates rideshare companies at the state level, and cities generally cannot add their own rideshare rules. If a case filed in Nueces County state court is moved to federal court, it goes to the U.S. District Court for the Southern District of Texas, Corpus Christi Division.

State law also settles two points that affect rideshare claims:

  • Driver status: Rideshare drivers are treated as independent contractors when certain conditions are met.
  • Carrier status: Rideshare companies and their logged-in drivers are not classified as common carriers, contract carriers, or motor carriers.

How Long Do You Have to File?

Texas sets a strict deadline to file a personal injury lawsuit: typically two years from the crash date. In a fatal crash, the two years generally run from the date of death.

If a crash was fatal, families should learn how wrongful death claims work, because the rules on who can file differ from an injury case.

What Other Cases Do We Take On?

Beyond rideshare accident claims, we handle car, truck, and motorcycle accidents, along with slip and fall, wrongful death, dog bite, paraquat exposure, medical malpractice, and workers’ compensation cases.

100% FREE Consultation


Client Testimonials

Our Clients TELL THEIR STORIES

  • I thank Mike Slocumb so much for changing my life “I thank Mike Slocumb so much for changing my life. David and Mike were like Angels to me. I didn’t know if I would ever walk again.”
  • Mr. Gracie handled my case, he was superb “Mr. Gracie is really, really experienced and an exceptional lawyer.”
  • I Couldn't Have Been Happier “My case was actually settled earlier than projected and I couldn't have been happier with the outcome.”
  • Great Communication! “I dealt with Lowell Moore here and I’ll recommend him to anyone, anytime! The defining factor was his communication... I was able to always deal with Lowell firsthand about any questions or concerns I had.”
MORE TESTIMONIALS

×

car collision

What Do Riders and Drivers Ask Us Most?

Can I sue Uber or Lyft directly, or only the driver?

Texas requires insurance that covers the driver, and the driver, the rideshare company, or both can carry it. If the driver’s own policy has lapsed or falls short, the rideshare company must provide the required coverage. Whether you can sue the company directly depends on the facts of your case.

What if another driver, not my rideshare driver, caused the crash?

Your main claim is against the at-fault driver’s insurance. If that coverage falls short, other coverage may apply depending on the policy terms. This includes uninsured/underinsured motorist coverage on your own policy or on the rideshare policy.

Are rideshare drivers covered if another car hits them during a ride?

Liability coverage pays people injured by the insured driver, not the driver’s own injuries. An injured rideshare driver’s claim would generally be against the at-fault driver’s insurance. The driver’s own policy or the rideshare company’s policy may provide additional coverage, depending on its terms.

Get Started!

×

Ready to Talk About Your Crash?

Talk to a lawyer before you speak with any insurer about a rideshare crash. Contact us at (888) 302-3669 for a free consultation.

Contact Us

×

We Want To Speak To You About Your Case

Schedule a Free Consultation