Washington, D.C. Car Accident Attorneys
Motor Vehicle Accident Claims in D.C.
Washington, D.C. is notorious for having some of the worst traffic in the nation. Unfortunately, the sheer number of vehicles on the road in and around the District translates to thousands of motor vehicle accidents every year, many of which result in catastrophic bodily injury and death.
If you were injured or if someone you love passed away due to an auto accident in D.C. or the surrounding areas, you deserve justice. Mike Slocumb Law Firm can help. Our Washington, D.C. car accident attorneys bring decades of collective experience and a long track record of success to our firm. We understand the law and how it applies to your case, as well as how to protect your rights and aggressively fight for the maximum compensation you are owed. To date, we have recovered more than $500 million in settlements and verdicts for our clients. Learn how our team can help you get back on your feet after a serious accident.
For a free consultation, call (202) 759-7807 or contact us online. Hablamos español.
Does Washington, D.C. Have a No-Fault Car Accident System?
Washington, D.C. does follow a no-fault car insurance and accident system. In no-fault systems, motorists carry “personal injury protection” (PIP) or “medical payments” (MedPay) coverage. After an accident, this coverage kicks in, regardless of who was at fault for the crash. In other words, if you have no-fault insurance, you can receive compensation for certain covered losses after an accident no matter who was to blame.
D.C.’s no-fault system is relatively unique compared to other no-fault systems in the country in that it is optional. In most states that follow no-fault car insurance systems, this is the only insurance option. However, Washington, D.C. allows drivers to choose between no-fault and fault-based coverage in addition to mandatory minimum liability insurance. If you choose no-fault coverage, you have 60 days from the date of the accident to either claim those benefits or waive them in favor of bringing a claim against the other driver’s insurance provider.
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No-fault insurance typically covers certain economic losses. This is true in Washington, D.C., where no-fault insurance pays for your accident-related medical expenses, a percentage of your lost wages, and other related out-of-pocket expenses. However, it does not provide any compensation for non-economic damages, such as pain and suffering.
If you have no-fault insurance in D.C., you have 60 days after an accident to decide whether to utilize those benefits or file a claim against the other driver’s insurance company. If you choose to receive no-fault (or personal injury protection) benefits, you cannot file a claim against the at-fault party’s insurance provider.
The only way to step outside the bounds of no-fault insurance and bring a claim against another party for non-economic damages is to prove BOTH of the following:
- Your accident-related medical expenses exceed your no-fault (PIP) coverage limits
- Your injury resulted in significant, permanent disfigurement or scarring or a qualifying impairment
Keep in mind that if you are found partly at fault for the accident, you will not be able to bring a claim against the other party’s insurance provider. Under Washington, D.C.’s strict rule of contributory negligence, you are barred from bringing a personal injury claim when you are found to be even one percent at fault for the incident that caused your injuries.
Washington, D.C.’s car accident and insurance laws are relatively unique. It is wise to hire an attorney who understands these laws and how to utilize them to your advantage. If you try to navigate the recovery process on your own, you could inadvertently make a mistake that costs you your recovery.
At Mike Slocumb Law Firm, our Washington, D.C. car accident attorneys have decades of experience and a long, proven track record of success. We have helped victims of all types of motor vehicle accidents, including those involving multiple vehicles, rear-end and head-on collisions, rollovers, large trucks, motorcycles, pedestrians, bicyclists, mass transportation, and more. We understand the complexity of your case, and we know what it takes to maximize your recovery.
Our team is ready to aggressively advocate for you, even if that means going to trial. There are no upfront or out-of-pocket costs when you hire our firm. Instead, we only collect attorney fees and litigation-related expenses if/when we win your case.
For more information, call (202) 759-7807 or contact us online and request a no-cost, no-obligation consultation with a member of our team.